NOTICE OF FORECLOSURE SALE UNDER POWER NEWTON COUNTY, GEORGIA Under and by virtue of the Power of Sale contained in a Security Deed given by Richard Turner and Denise Ray Drake Turner to Mortgage Electronic Registration Systems, Inc., as grantee, as nominee for Griffin Funding, Inc., dated November 16, 2022, and recorded in Deed Book 4456, Page 366, Newton County, Georgia Records, as last transferred to Axia Financial LLC dba Axia Home Loans LLC by assignment recorded on August 7, 2025 in Book 4752 Page 168 in the Office of the Clerk of Superior Court of Newton County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of Three Hundred Twenty-Seven Thousand and 0/100 dollars ($327,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Newton County, Georgia, within the legal hours of sale on October 7, 2025, the following described property: THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF NEWTON, STATE OF GEORGIA, AND IS DESCRIBED AS FOLLOWS: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 133, 10TH DISTRICT, NEWTON COUNTY, GEORGIA, AND BEING SHOWN AS LOT 78, DOUBLE GATE SUBDIVISION, UNIT THREE, PHASE TWO, ON A PLAT OF SURVEY OF SAME RECORDED IN PLAT BOOK 29, PAGE 34, PUBLIC RECORDS OF NEWTON COUNTY, GEORGIA, WHICH PLAT IS BY REFERENCE THERETO INCORPORATED HEREIN AND MADE A PART HEREOF FOR A MORE PARTICULAR AND COMPLETE DESCRIPTION. Parcel ID: 0027F00000108000 Commonly known as 220 Doubles Drive, Covington, GA 30016 The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: Axia Financial LLC dba Axia Home Loans LLC they can be contacted at (866) 397-5370 for Loss Mitigation Dept, or by writing to 1 Corporate Drive, Suite 360, Lake Zurich, Illinois 60047, to discuss possible alternatives to avoid foreclosure. Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. To the best knowledge and belief of the undersigned, the party in possession of the property is Richard Turner and Denise Ray Drake Turner or tenant(s); and said property is more commonly known as 220 Doubles Drive, Covington, GA 30016. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) final confirmation and audit of the status of the loan with the holder of the security deed and (3) any right of redemption or other lien not extinguished by foreclosure. Axia Financial LLC dba Axia Home Loans LLC as Attorney in Fact for Richard Turner and Denise Ray Drake Turner. Brock & Scott, PLLC 4360 Chamblee Dunwoody Road Suite 310 Atlanta, GA 30341 404-789-2661 B&S file no.: 25-10988 PUBLIC NOTICE #702803 9/7,14,21,28